HOW MUCH CAN I BORROW
We could have all sorts of calculators here to let you play with, but we don’t. We’ll let the banks provide those and if you look through their websites they are easy enough to find but all are pretty useless when it comes to wanting to know what you can really borrow.
We told you we were different!
And, everyone’s position is different. If you are serious about wanting to know what you can borrow you need to talk to us and provide paperwork confirming both your income (payslips etc.) and your liabilities (loans, credit cards etc.). We need to see what is coming in and what is going out and just what it is all made up – overtime, penalty rates, allowances, deductions – all these things have an impact on just what a bank will lend you and self employment brings a whole new set of rules and policies The web based calculators don’t tell you all that, and the variances between lenders and what they will accept and won’t accept could be the difference between being able to borrow say $400,000 or $500,000.
If you are serious, call us and let’s get together and work out exactly what is possible.